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Terms and Conditions

Fine Gold Jewelry & Precious Metal co.


The website www.finegoldkw.com (the “Website”) is owned and operated by Fine Gold Jewelry & Precious Metal co. for Gold Trading (hereinafter referred to as “Fine Gold Jewelry & Precious Metal co.”). By accessing or using the Website, including browsing, registering an account, or making purchases, you agree to be bound by the following Terms and Conditions. These Terms also apply to all linked pages, content, and services provided through the Website. If you do not agree to any part of these Terms, you must stop using the Website immediately.

1. General


Fine Gold Jewelry & Precious Metal co. reserves the right to amend these Terms and Conditions at any time. Updates take effect once published on www.finegoldkw.com You are responsible for reviewing these Terms each time you use the Website. Continuing to access or use the Website after changes are published constitutes acceptance of the updated Terms.

2. User Accounts


To access certain services, such as purchasing products, you must create an account on the Website. Accounts are personal and non-transferable. You must be at least 18 years of age to register. During registration, you must provide accurate and complete information, including your full name, Civil ID, email address, and payment details. You are responsible for maintaining the confidentiality of your login credentials and all activities under your account. Fine Gold Jewelry & Precious Metal co. reserves the right to suspend or cancel accounts found to contain false information, suspected misuse, or unauthorized activity. If you suspect your account has been compromised, you must notify us immediately.

3. Ordering Process


Prices of gold and related products listed on the Website are based on the international gold price and may fluctuate with global market changes and currency exchange rates. Once an order is placed and payment is confirmed, cancellations or returns are not permitted, except through a new sale at the updated global price. Errors may occasionally occur in pricing or during the checkout process due to technical issues. Fine Gold Jewelry & Precious Metal co. reserves the right to correct such errors and will notify you of any changes before processing your order. If your name appears on AML or sanctions watch lists, Fine Gold Jewelry & Precious Metal co. reserves the right to cancel the order. An invoice issued by Fine Gold Jewelry & Precious Metal co. confirms receipt of your order.

4. Pure Gold Purchases


Pure gold refers to 24 karat Ramla gold (999.9 purity). No making charges are applied. Customers may receive pure gold in one of the following forms: Cut gold portions from approved bullion. Gold bullion or bars of equivalent purity (additional making charges may apply). Delivery is available only through the Gold Souq (Central Market) branch. Fine Gold Jewelry & Precious Metal co. may suspend the buy/sell feature for accounts conducting repetitive small transactions without clear investment purpose.

5. Payment


Payments can be made only via K-Net. The bank card used must be in the customer’s name. Fine Gold Jewelry & Precious Metal co. is not liable for any fraudulent activity, data theft, or unauthorized use of cards. Responsibility for secure processing rests with the payment gateway and the issuing bank. If a pricing error is identified after you place an order, Fine Gold Jewelry & Precious Metal co. will inform you promptly. You may reconfirm your order at the correct price or cancel it for a full refund. All prices are displayed in Kuwaiti Dinars (KD).

6. Intellectual Property


All content on www.finegoldkw.com, including text, images, logos, graphics, and software, is the property of Fine Gold Jewelry & Precious Metal co. or its licensors and protected under applicable copyright and trademark laws. You may only use Website content for personal, non-commercial purposes. Any reproduction, distribution, or commercial exploitation without written consent from Fine Gold Jewelry & Precious Metal co. is prohibited.

7. Liability & Indemnity


Fine Gold Jewelry & Precious Metal co. does not guarantee that the Website will always function without errors, delays, or interruptions. We take reasonable measures to secure customer data, but we are not responsible for unauthorized access unless caused by our negligence. You are solely responsible for activities under your account. Fine Gold Jewelry & Precious Metal co. reserves the right to refuse service, suspend accounts, cancel orders, or modify content at its discretion.

8. Governing Law & Force Majeure


These Terms are governed by the laws of the State of Kuwait. Fine Gold Jewelry & Precious Metal co. is not liable for delays or non-performance caused by force majeure events, including natural disasters, war, civil unrest, or circumstances beyond reasonable control. If any provision of these Terms is deemed invalid by a competent authority, the remaining provisions shall remain fully enforceable.

9. Discount Coupons


Fine Gold Jewelry & Precious Metal co. may issue promotional discount coupons from time to time. Conditions include: Coupons are valid only through the Website. Each coupon is valid once per order and cannot be reused or partially redeemed. Coupons are valid within Kuwait only and during the specified promotional period. Fine Gold Jewelry & Precious Metal co. reserves the right to exclude certain products from coupon use without notice.

10. Online Promotions


Special discounts and promotions apply only to products clearly marked as such on the Website. In case of discrepancies between promotional terms and these Terms & Conditions, Fine Gold Jewelry & Precious Metal co.’s interpretation shall be final and binding.

11. Contact Information


For questions or concerns about these Terms & Conditions, please contact us at: Address: Kuwait - Mubarakiya, Central Gold Market, Basement - Shop No 7-10
Phone: 0096522429247 / 0096566777112
Fax: 0096522471697
Email: info@finegoldkw.com

12. Refund Policy


For items such as jewelry, bullion, and gold coins, returns are permitted only within 24 hours, provided the invoice is presented and the item is in its original condition. If the delivered item does not match the agreed specifications, customers are entitled to a refund.

13. Delivery Service


Fine Gold Jewelry & Precious Metal co. offers delivery across Kuwait at a standard fee of 5 KD. Deliveries are handled by a specialized money and gold transport company, which assumes full responsibility and insurance coverage once the shipment is handed over. Delivery times depend on the accuracy of the address provided. While we aim to deliver within the stated timeframe, delays may occur due to unforeseen circumstances.

14. Delivery Restrictions


Deliveries are available only within Kuwait. The recipient must sign for the order upon delivery, and the signature must match the customer’s details provided during purchase.